Welcome to the January issue of the News & Rate Advisor.
| Variable Rate | 2.25% |
| 1 Year | 2.29% |
| 2 Year | 2.29% |
| 3 Year | 2.44% |
| 4 Year | 2.59% |
| 5 Year | 2.74% |
| 7 Year | 3.19% |
| 10 Year | 3.69% |
| Prime Rate | 2.70% |
| 1 Year | 3.14% | 3.14% | 3.14% |
| 3 Year | 3.39% | 3.39% | 3.44% |
| 5 Year | 4.64% | 4.64% | 4.79% |
Source: Bank of Canada
| Residential | $5,139,055,000 | $4,002,881,000 | $4,382,756,000 |
| Commercial | $2,625,521,000 | $2,214,399,000 | $2,218,621,000 |
| Total | $7,764,576,000 | $6,217,280,000 | $6,601,377,000 |
Source: Stats Canada - preliminary figures
| Bank Rate | 0.75% | 0.75% | 1.00% |
| Prime Rate | 2.70% | 2.70% | 2.85% |
Source: Bank of Canada
| Yellowknife | $423,222 | $423,788 | $205,500 |
| Vancouver | $895,084 | $930,652 | $801,450 |
| Victoria | $639,687 | $495,209 | $466,453 |
| Edmonton | $373,174 | $369,559 | $381,371 |
| Calgary | $468,659 | $444,959 | $462,031 |
| Saskatoon | $335,660 | $339,465 | $346,015 |
| Regina | $297,980 | $309,240 | $298,290 |
| Toronto | $776,684 | $632,685 | $577,936 |
| Hamilton-Burlington | $510,475 | $431,566 | $398,590 |
| Ottawa-Carleton | $379,343 | $363,117 | $358,196 |
| Quebec City | $259,562 | $262,765 | $265,825 |
| Montreal | $366,956 | $346,723 | $345,032 |
| Fredericton | $172,925 | $158,857 | $146,242 |
| Saint John | $168,865 | $175,829 | $191,082 |
| Halifax-Dartmouth | $282,700 | $296,205 | $266,362 |
| Winnipeg | $279,557 | $278,134 | $266,945 |
Source: CREA - Most Recent Month Reported
| National | $489,591 | $456,186 | $413,649 |
| Yukon | $289,312 | $343,942 | $242,694 |
| Northwest Territories | $423,222 | $423,788 | $205,500 |
| British Columbia | $625,871 | $668,317 | $574,694 |
| Alberta | $395,648 | $385,430 | $407,071 |
| Saskatchewan | $292,303 | $294,110 | $295,487 |
| Manitoba | $282,511 | $271,045 | $261,180 |
| Ontario | $571,696 | $471,224 | $433,561 |
| Quebec | $291,232 | $283,560 | $279,014 |
| New Brunswick | $158,295 | $155,127 | $160,766 |
| Prince Edward Island | $165,406 | $167,875 | $180,487 |
| Nova Scotia | $218,332 | $216,717 | $206,251 |
| Newfoundland | $265,395 | $271,918 | $273,177 |
Source: CREA - Most Recent Month Reported
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